Legacy Insurance Agents are always on the lookout for the best plans at the best prices for your specific needs.
When you’re shopping for insurance, it can be hard to know which plan will give you the right balance of price and protection.
Legacy Insurance is a network of insurance professionals helping you secure the best possible plans so you can rest easy knowing you’ve got the coverage you need, even when the “worst case scenario” happens to you.
Personal Insurance
Personal Insurance with Legacy allows you to rest easy knowing you’re prepared to deal with the bad news in the best way possible, with the best support possible.
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Homeowners insurance is required, but that doesn’t mean it’s easy to find the best policy to protect what’s likely your most valuable asset. Legacy Insurance Group helps you find the Homeowners insurance that will meet your needs and provide the most valuable combination of tailored coverage, quality service, and competitive pricing.
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Car insurance is about much more than covering damage to your car. You’re at risk every time you get into a car, so you need coverage for not only your vehicle, but for yourself, your loved ones, and any other people who may be harmed as a result of an incident.
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Traditional homeowners insurance excludes coverage for properties that are not owner-occupied. If you own a rental property or a home that happens to be vacant, you need Specialty Dwelling insurance.
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Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost effective ways to protect the people who depend on you financially.
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Special vehicles, like ATVs, require special insurance. Legacy Insurance Group can find you the specialized coverage you need for your specialized vehicles, so you can protect your investment and focus on having fun.
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Protect your investment with coverage that’s designed with boat owners in mind. Legacy will find you comprehensive insurance protection that protects you, your friends, family, your watercraft, and your boating equipment.
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Flood insurance is for more than just catastrophic flood events—in fact, it only takes a few inches of standing water to cause tens of thousands of dollars worth of damage. This coverage is not included with Homeowners insurance, so Legacy helps ensure you have the flood protection you need.
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Condo insurance (also referred to as an H0-6 policy) covers your condo & certain townhome units beyond the limitations of your condo association insurance. Legacy Insurance Group is here to help you understand the differences between a Homeowners policy and Condo policy.
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While earthquakes don’t strike regularly, it only takes one minor tremor to cause significant damage to your home’s foundation, resulting in tens of thousands of dollars in damage if not more. Your home is most likely your most valuable asset, so it’s worthwhile to explore the benefits of earthquake insurance.
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Motorcycle insurance works very much like auto insurance in that it provides you with many of the same coverages. Legacy covers a full spectrum of vehicles.
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RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. RVs that are for personal, recreational use can be insured for up to 250 days per year.
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Even when you don’t own your home, it stores many things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select.
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If you were found negligent or liable for someone else’s bodily injury or death, would you have enough insurance to protect your assets? Umbrella insurance is a stand-alone liability policy that provides an additional limit of liability over and above your underlying liability limits on existing homeowners and auto insurance policies.
Rest easy, even when bad things happen
Commercial Insurance
Better commercial insurance helps you worry less and focus on what matters most—growing your business.
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Choosing the right business or commercial insurance plan for your business can be very confusing. Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements.
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This special type of insurance covers your company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers. Under the liability policy coverage, the building should be protected from damaging events such as fire, burglary and vandalism, as well as the aftermath effects of such damage.
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As a business owner, you may have one or more vehicles, such as delivery vehicles, taxis, limos or buses. The right commercial auto insurance covers you for accidents, injuries and other incidents that can put those investments at risk.
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If you encounter a loss that exceeds the limits of the coverage you have to manage accidents, mistakes and injuries, the impacts could be devastating. Legacy Insurance Group can help you protect the assets you have today by providing added coverage where you need it most.
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There are many types of independent contractors who all need independent contractors liability insurance and other coverage to match their specific risks. We insure many types of contractors including Landscapers, Electricians, Carpenters, and many more.
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Our job as an independent insurance provider is to help you navigate a cumbersome system to find the best fit for your bond requirements, including Surety Bonds, Lost Title Bonds, Contract Surety Bonds, and License and Permit Bonds. We can help you identify your bond needs, provide you with your bond, and help you get it to the party requesting.
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Cyber insurance (typically not included with General Liability insurance) covers your business’ liability for a data breach that includes sensitive customer information. This could include things like Social Security numbers, credit card numbers, account numbers, driver’s license numbers and even medical records.
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General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. If you own a business, General Liability coverage is mandatory. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier.
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There are multiple components that make up a comprehensive Restaurant insurance policy, including General Liability, Workers Compensation, Loss of Income, Property Damage, and Crime & Vandalism.
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Required in most states, Workers Compensation coverage is an insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.
Why We’re Different
01 - Expert Agents
When you choose Legacy, you automatically have access to a plethora of coverage options on the marketplace, and your expert agent is there whenever you need them to guide you through the considerations, beyond just the best price.
02 - Ideal Options
Captive agents (those tied to one insurance company) only have access to a limited range of policy options from their exclusive provider. This means your choices are limited, and you might not be able to get the coverage you need at the price that fits.
03 - Continuous Support
Your Legacy agent will find you the policy that provides the right balance of coverage and cost savings for your specific circumstances, and they’ll be there to support you through every claim, question, or life change.
